Welcome!
I'm Faruk, Your Financial Planner
Your Financial Future Starts Now - Let's Build It Together
Personalised financial planning that helps you achieve life goals with clarity and confidence.
About Me
Meet Our Financial Planner
Your financial journey deserves more than just general advice. It requires a holistic roadmap.
He is a Licensed Financial Planner who specializes in personalized, result-driven solutions for the mass affluent and sophisticated investors.
By bridging the gap between immediate financial concerns and long-term aspirations, he provides expert guidance in risk management and Shariah-compliant wealth solutions.
His mission is simple; to help you navigate your financial life with the same precision he brought to his engineering roots, ensuring your future is secure and your legacy is protected.
Faruk Rayshid
Financial reviewed
for my clients
Who We Help
This session is perfect for:
Young professionals who want to start building wealth early
Couples planning for a home, wedding, or children’s education
Individuals struggling with cashflow and commitments
Anyone who feels stuck financially and needs a clear roadmap
People who want to invest but don’t know where to begin
People who want to invest but don’t know where to begin
If you want clarity, confidence, and a smarter financial strategy, this session is for you.
The Problem — And Why It Matters
Many Malaysians experience the same struggles:
“I’m not sure where all my money goes each month.”
“My savings aren’t growing fast enough.”
“Debt commitments keep increasing.”
“I want to invest but I’m scared of losing money.”
“I don’t know if I’m on the right track for my future.”
You’re not alone — and you don’t have to figure it out by yourself.
Our Core
Services
Our Core Services
Sustainable Retirement Blueprint
We plan your money pre- and post-retirement, test if your savings will last, and choose smart investments that grow over time.
Goal-Driven Investment Strategy
We turn big goals (like buying a house or paying for education) into clear, step-by-step investment plans you can follow easily.
Financial Health Analysis
We help you find where your money is leaking, stop overspending, and show you exactly where to save more using the simple need/want/saving rule.
Legacy Planning with Purpose
We help you set up your estate and wealth simply to avoid family arguments and make sure your loved ones are secure in the future.
Tax & Zakat Financial Planning
Integrates tax efficiency and spiritual obligations (zakat) into a holistic financial plan.
Essential Protection Analysis
We balance the right coverage with your budget, making sure you have affordable, strong protection against life's unexpected events.
Why Clients Choose Us
We don’t just advise — we partner with you for long-term success.
Transparent & Honest Guidance
No hidden motives. No unnecessary products.
Goal-Driven Strategy
Every plan starts with YOUR dreams and lifestyle.
Truly Customised Planning
No one-size-fits-all. Every client gets a unique plan.
Continuous Support
Reviews, monitor, and adjustments as your life evolves.
Your Journey to Financial
Freedom Starts Here
Experience the transformation when you partner with us.
Unclear financial direction
Struggling with commitments
Little to no investment structure
Low confidence in money decisions
Feeling overwhelmed and stressed
A clear roadmap tailored to your journey
Higher financial confidence
Peace of mind about the future
Improved cashflow and managed commitments
Strategic investments working for you
The Solution — How We Help You
We provide a holistic financial planning designed for your real life.
How It Works ?
Simple 3-Step Process
Book Your Exploratory Discussion
Choose your preferred time through our calendar.
Receive a Personalised Action Plan
We analyse your financial profile and create a strategic plan based on your goals.
Implementation & Ongoing Support
We analyse your financial profile and create a strategic plan based on your goals.
What Makes Us Different ?
01.
Licensed and experienced financial planner approved by SC and BNM
02.
Trusted by individuals, families, professionals, and business owners
03.
Ethical, client-first approach
04.
Track record of helping clients improve savings, reduce commitments, and grow wealth
05.
Clear explanations — no jargon, no confusion
06.
Your goals come first, always.
FAQ — Frequently Asked Questions
It is a casual 45-minute discussion to understand your current financial situation and life goals. It helps us see if we are a good match to work together.
The fee for the first 45-minute exploratory discussion is RM50. This session allows us to dive deeper into your needs and set a clear path forward.
Not yet. You just need to have a general idea of your income, expenses, and the big goals you want to achieve. We will handle the paperwork later.
Yes. Every person’s finances are unique, so this talk allows us to suggest a plan that is specially tailored to you rather than a one-size-fits-all solution.
Absolutely. As a licensed financial planner, your privacy is our priority. Everything we discuss is strictly confidential and used only to help with your planning.
Some Numbers
Clients are happy with us!
Satisfied Clients
Sessions Completed
Start Building the Future You Deserve!
Your financial clarity begins with one conversation.
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